Which bank credit card best in India for online shopping?

Bank credit card – Shopping, ringing any bells? Yes, this is one of the favorite “to-do” things for girls as well as boys. The interests might differ but not the to-do thing. Many times we get ourselves steered in shopping by paying more than what it should have been given for. In this world, people are always trying out ways to slash down the amount of money they pay for their products. Online shopping is another interest for not just the youth of our nation but also for mid-aged people.

With online markets such as Amazon, Zomato, Flipkart, Swiggy, IRCTC, and many others, people always try to fetch better deals online. And online market has been developing at a great pace. If you are wondering what you can’t buy something. You are wrong. Everything and anything is available on these shopping marts. And since the credit cards have come in the picture, people have already been shopping more than ever. But while you are purchasing a Credit Card, you should be very careful about their perks. Some of the credit cards in the market are specially made for shopping online. They give you cash backs, offers, and great deals. So, once you are buying the card, just check for the best one.

1. SBI Simply Click:

• It is a card which is truly made for online shopping purpose. The best thing is that they have partnered themselves with Amazon, Bookmyshow, Foodpanda, Lenskart, FabFurnish, ola cabs any many more online apps and offers cashback and reward benefits. The SBI simply click credit card has a lot of attractive benefits including the fuel surcharges redemption and various offers on online food stores.

• When you shop for the first time you will get Rs. 500 as a welcome gift voucher from Amazon.

• It benefits you in earning 5x times reward from online purchasing.

• If annually you spend 1 lakh for shopping then you will get a voucher worth of Rs. 2000.

• It makes 10x times rewards for online purchases on collaborated brands.

2. Indian Oil Platinum Citi Credit Card:

• It gives you the benefit of people who love online shopping and traveling. It gives deals and rewards on fuel transactions too.

• On annual spend of Rs. 30,000 the annual fee is waived off.

• It avails 5% discount on fuel bill on filling from Indian Oil Petroleum.

• While doing online purchasing you can actually redeem the points. If you are a hardcore online shopper, this is the best bank credit card for shopping.

3. ICICI Coral American Express Credit Card:

• It has a low annual fee and very apt for your online shopping. As it comes with several shopping treats and various cash rewards which makes it one of the most used credit cards for online shopping.

• This card comes under gemstone collection because of its features and is powered by ICICI exclusive lifestyle privileges.

• It gives you 50% reward points on online shopping, and prologue gives you a welcome gift worth of Rs. 999.

• At over 800 restaurants, café, dining places you get to save 15% on dining bills as they have culinary treat programs with banks. For many happy users, this credit card is one of the best buy credit cards in the market presently.

4. Snapdeal HD card:

• HDFC and Snapdeal have collaborated together and came up with many deals and discount offers. The cardholder is going to avail all the benefits from it like reward points, cash back, and other exciting offers.

• If you have spent Rs. 150 on Snapdeal then you will be getting 10 reward points. And moreover, you also get an instant 5% discount on Snapdeal.

• You can also redeem your points for Snapdeal All the points accumulated can be redeemed for Snapdeal vouchers.

• This card will avail all the profits and benefits like vouchers and discounts and rewards only when shopping is done on Snapdeal. You might be thinking that payment for this card might be difficult, but this is not the case, the credit card payment for this card is easy.

5. HDFC Money-Back Credit Card:

• Now the HDFC has also realized the number of shopaholics that are increasing in number day by day this why it has come up with a card exclusively for shoppers which have good rewards and great deals.

• According to the perks of this card, users can get the redemption of 2.5% fuel surcharge on fuel spent at any fuel station. You will also get a cashback of Rs. 250 on spending 1000 INR with 45 days of receiving the credit card.

• The best thing is it has a reasonable joining fee and the annual fee which will not make any extra effort to pay off.

• You can even earn points while you spend and later can redeem for cashback as it offers 40 INR for every 100 points. For easy payments and installment making you can login to their credit card payment app and enjoy it better. 

6. Axis Bank Neo Credit Card:

• It tends to offer great deals for people who love shopping and spend a good deal on them. When we talk about rewards then no doubt axis bank neo credit is high and top the list of availing maximum amount of rewards, discounts, welcome offers, entertainment benefits, etc.

• From Myntra you get 10% off from the shopping of a minimum amount of Rs. 500 as well as you get a welcome gift of Rs 500 and a movie voucher worth of Rs 200. Also 10% cashback every time you shop at jabong.com.

• You get 10% cashback on selected spends, on booking through Redbus, on mobile recharge from the Freecharge, on booking movie tickets from Bookmyshow and many more.

• It has a reasonable joining fee and the annual fee which can be paid off very easily.

7. Citibank Rewards Card:

• Bank credit card – This card is truly known as a reward card. It has so many offers and rewards and the best part is the rewards never expire. Reward criteria are 10 reward points for every Rs. 125 spent, and bonus offer is 10X reward points on spend at apparel and departmental stores.

• For Rs 1 lakh spent in a quarter you get a bonus of 1000 points.

• They have many bonus offers that help them in making more points. Even on activation, renewal, the addition of cards you get to collect some bonus points. These collected bonus points can be used up in any form like at websites or as retail outlets.

• Its joining and the annual fee are comparatively high than other credit cards but the offers available are also high so yeas its worth having it. For more information and better cards, you can always check the website that is a credit card generator. You can find it a lot of websites.

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